General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. ӣҵ recommends that all businesses have general liability coverage in place.
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. ӣҵ recommends that all professional and technology companies have E&O coverage.